01223 240 440
Mortgage Solutions Centre
Mortgage Solutions Centre Ltd, Registered in England, No. 5721809. Registered Office: 64 Church End, Cambridge, CB1 3LB
Buildings and Contents Insurance:
If you own a house, you should have it and your possessions insured through a building and contents insurance policy. These usually cover your home against loss or damage from risks such as fire, theft, flood, storm, subsidence and other specified causes.
Buildings Insurance is a must these days as most lenders insist that such insurance is in place as a condition of the mortgage.
We are also able to provide Landlords Insurance for Let properties suited to landlords needs.
Mortgage and Family Protection:
A mortgage protection (life assurance) plan is used to pay off any outstanding mortgage if you were to die or become terminally ill before the end of the mortgage term (some mortgage lenders may insist on mortgage protection).
If you are concerned that in the event that you are diagnosed with a specified critical illness (such as heart attack or most malignant types of cancer) you wish to be able to repay your mortgage, you can include critical illness cover as an option to your mortgage protection or as a stand alone policy.
Would you be able to keep up the mortgage payments if you lost your job, have an accident or become ill, where would the money come from? Would you and your family be able to pay the mortgage? If the answer is no, then Income Protection Insurance or Mortgage Payment Protection Insurance should be considered. Mortgage Solutions Centre will help you choose the right protection to suit your needs, and give you and your partner / family peace of mind.
Buying your ideal home for you and your family is one thing, being able to keep it and make the mortgage payments is another. If you have lost your job, have an accident or become ill, where would the money come from? Would your family be able to pay the mortgage and bills if you were to die or suffer from a critical illness?
We have a wide range of well known providers who we can search for a competitive quote, let us help you to keep your home once you have bought it! Don't forget that Building Insurance is a requirement of your mortgage lender.
Mortgage Solutions Centre can help you select the right insurance solution to match your needs and give you peace of mind.
Mortgage Solutions Centre is a local Mortgage Broker that offers Independent, Whole of Market mortgage and Insurance advice in Cambridge and Milton Keynes
Life cover (non-investment) and income protection - The plan will have no cash in value at any time, and will cease at the end of the term.
Critical Illness plans – The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.
If premiums are not maintained, then cover will lapse.